Insurance Tips & Advice | Texas Life Pros

Texas Life Pros

Insurance Tips

Expert guidance on life insurance, annuities, and long term care planning from Glenn Hubbard — Independent Broker with 32+ years experience in Houston, TX

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5 posts

Living Benefits: Use Your Life Insurance While You\'re Alive
Insurance Tips

Living Benefits: Use Your Life Insurance While You\'re Alive

Modern life insurance policies include living benefit riders that let you access your death benefit if you are diagnosed with a critical or chronic illness.

4 min readGlenn Hubbard
#living benefits#critical illness#chronic illness
Independent Broker vs. Captive Agent: Which Saves You More?
Insurance Tips

Independent Broker vs. Captive Agent: Which Saves You More?

When you buy life insurance from a captive agent, you only see one company\'s rates. An independent broker shops 15+ carriers to find your best price.

4 min readGlenn Hubbard
#independent broker#life insurance Houston TX#insurance shopping
Long Term Care Planning: What Every Texan Needs to Know
Long Term Care

Long Term Care Planning: What Every Texan Needs to Know

70% of Americans over 65 will need long term care. The average cost in Texas is over $5,000 per month. Here is how to protect your family.

4 min readGlenn Hubbard
#long term care insurance#LTC planning#Houston TX
Fixed Indexed Annuities: Grow Your Retirement Without Risk
Annuities

Fixed Indexed Annuities: Grow Your Retirement Without Risk

What if you could earn market-linked returns and never lose a dollar when the market drops? That is exactly what a fixed indexed annuity does.

4 min readGlenn Hubbard
#fixed indexed annuities#retirement planning#safe money
How Much Term Life Insurance Do You Really Need?
Term Life Insurance

How Much Term Life Insurance Do You Really Need?

Most Texans are either over-insured or dangerously under-insured. Here is how to calculate the right coverage amount for your family.

4 min readGlenn Hubbard
#term life insurance#life insurance Houston TX#coverage calculator