Better Than Free — Working With an Experienced Life Insurance Broker

Life Insurance Tips

Better Than Free — Working With an Experienced Life Insurance Broker

If you have been postponed or declined for life insurance, you are not alone. Glenn Hubbard explains why working with a local experienced independent broker costs you nothing — and often saves you money.

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Glenn Hubbard
2 min read
Better Than Free — Working With an Experienced Life Insurance Broker

Actual Letter Emailed To a New Client — September 2, 2026

Thanks for considering me as your life insurance coach.

It's unfortunate you had an unpleasant experience in your efforts to obtain life insurance coverage. Being postponed or declined can be frustrating.

The Big Problem With High-Volume Online Firms

The big problem with agencies like Ethos, Select Quote, Big Lou, and the many other online or big advertising dollar firms for life insurance is they have too many people on the phone lines who have virtually little or no experience, and work high-volume phone banks.

If it fits — good. If not, they don't care.

My Practice Was Built for Your Situation

I do care, and I have built my 32+ year life insurance practice as the best path to take if you have a pre-existing condition or you are not in perfect health.

Also — my years of experience and services are actually free !

Working With Me Costs You Nothing — and Often Saves You Money

Many times, my clients end up spending much less money on life insurance. Working with a local experienced broker does not cost you a thin dime more !

So, my years of experience deliver results that are even better than free !

I look forward to working with you and do appreciate your efforts to move our mission forward of placing your new life insurance coverage in force.

Very Best Regards,

Glenn Hubbard www.TexasLifePros.com (713) 927-5969

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#life insurance broker#pre-existing conditions#independent broker#life insurance Houston#health conditions life insurance#Glenn Hubbard#insurance tips
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Written by

Glenn Hubbard

Content creator and writer sharing insights and stories.